1. High-Yield Savings Accounts
An ideal starting point for new investors—safe, liquid, and easy to open. Perfect for emergency funds or saving goals.
2. Index Funds (S&P 500, Total Market)
Low-cost, diversified, and reliable. Great for long-term passive investment. You don’t need to be an expert.
3. Government Bonds or Treasury Bills
Low-risk investments backed by the government. Suitable for conservative investors.
4. Cryptocurrency (Cautiously)
Consider Bitcoin, Ethereum, or stablecoins. Start small, and never invest more than you can afford to lose.
5. Real Estate Crowdfunding Platforms
Invest in property without buying an entire house. Great for passive income with small capital.
6. Robo-Advisors
Platforms like Betterment or Wealthfront offer automated, low-fee investment portfolios for beginners.
7. ETFs (Exchange-Traded Funds)
Like index funds, but trade like stocks. They offer diversification and flexibility.
